Canada Pension Plan (CPP) users look forward to receiving the pension in retirement, although many grapple with the take-up age. While the actual benefit amount is important, the decision of some is not all about the math. It’s good the CPP is flexible, because would-be retirees can start payments at different ages.
The basic pension is at age 65, but you can choose the early or delay option. However, there are permanent adjustments , whether reduction or increase, before and after age 65. Read on to see which option aligns with your goals and lifestyle when you retire. Standard pension […]
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