(Photo: TRN file photo) In this space, we’ve been discussing my ideas on do-it-yourself investing. It begins with you putting most of your retirement money in a Target-Date fund. I briefly described them last time, but let’s dig further.
A while ago I looked at a representative sampling of how no-load (commission-free) Target-Date 2010 funds performed in the midst of the Financial Crisis. These were the ones a person who is about to retire probably would use. What I found was that the funds held anywhere from 32 percent to 49 percent stocks and from just about no cash to […]
Full Post at www.timesrecordnews.com