Rising life expectancy puts great strain on our pension pot

Rising life expectancy puts great strain on our pension pot

While rising life expectancy is a good thing, nobody wants to spend their final years scraping by on what the state provides but that is the fate many now face.

People in their 50s and 60s dramatically underestimate their chances of living to age 75 or 85, according to research from the Institute of Fiscal Studies.

The result is that they save too little money for their retirement , or spend too freely in the years after they stop working.Tom Selby, senior analyst at AJ Bell, said the figures echoed his company’s findings that almost half of us do not expect […]

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