Scared of running out of money in retirement? A ‘personal pension’ could be for you

Scared of running out of money in retirement? A 'personal pension' could be for you

It’s the rare American who has worked for one employer for 40 years and will retire with a fully-funded pension.

Company pensions are quickly receding from the retirement landscape. In 1998, 50% of Fortune 500 companies were offering traditional pensions. By 2015 less than 5% were, according to a report from Willis Towers Watson.

The result? More people are relying entirely on a 401(k) or IRA to fully fund their retirement. But some people are looking for reliable guaranteed income, the likes of which the pension once offered.That’s where annuities come in.Imagine if instead of drawing down money from a […]

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