Will More 401ks Finally Provide Guaranteed Lifetime Income?

Will More 401ks Finally Provide Guaranteed Lifetime Income?

The industry is starting to come around, but there’s more work to do

Steady pay for life. Ask and you shall receive. Hopefully. Eventually.

Research revealing what many 401k savers truly want —a guaranteed income stream in retirement—was apparently taken to heart by the industry, according to a new report from Cerulli Associates .In its Cerulli Edge – U.S. Asset and Wealth Management Edition , the firm calls attention to an overdue evolution within the defined contribution (DC) space. DC plans are finally beginning to incorporate traits similar to the defined benefit (DB) market, where plan participants can opt to […]

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