Canadians want a lifetime income. Why aren’t advisors talking about it?

Canadians want a lifetime income. Why aren’t advisors talking about it?

Canadians want guaranteed retirement income and are willing to pay for it, but many advisors aren’t discussing the subject with clients.

In a 2016 survey commissioned by the Canadian Public Pension Leadership Council , 98% of respondents said a lifetime income was desirable, and 91% were willing to contribute more to ensure such an income.

That’s not surprising, considering that running out of money in retirement or failing to maintain a desired standard of living is a typical client concern—one that advisors can help relieve through effective retirement income planning, said Peter Wouters, director of tax, retirement and estate planning services […]

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