David Gardner: The best annuities you can buy

David Gardner: The best annuities you can buy

David Gardner For the Camera Annuities. The topic may sound boring to most, but it can incite riots in the financial planning community. Some advisors, particularly those who sell annuities, are ardent advocates while most in the fee-only community tend to dislike them. It turns out not all annuities are created equal. We’ll go through the major categories to see which ones might be appropriate for your situation.

Immediate annuities. These are annuities in their purest form that work similar to a pension. With an immediate annuity, you’re buying your own pension. In return for an upfront lump sum […]

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