New over-55s loan assessed against pension income

New over-55s loan assessed against pension income

free2, a new financial services brand for the over-55s market, has launched its first product – an unsecured loan which allows borrowers to access a funds by using their spare affordable pension income.

The proposition means borrowers don’t have to release equity from their house, spend savings or drawdown taxable sums from flexible pension pots.

The free2 loan allows those aged 55-70 to borrow up to £150,000 over five to twenty years. The loan is assessed against a customer’s guaranteed pension income and should they die before their loan is repaid, the debt is written off and there’s no liability to […]

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