Pros and Cons of Rolling Your 401(k) Into a Pension

A rule change in 2014 resulted in the Pension Benefit Guarantee Corporation (PBGC) guaranteeing that 401(k) balances are rolled into eligible pension plans. What this means is that if a company offers a pension plan, 401(k) balances can be rolled over into the pension, and the pension benefit that would result from the rolled over balance will be guaranteed by the PBGC just like the original pension benefit prior to the rollover.

This will only impact folks whose employer offers both types of plans. What are the pros and cons of doing this type of rollover? Lifetime Income

One […]

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.