Participant Desire for Protected Income Increases Sharply Between Age 50-65

Participant Desire for Protected Income Increases Sharply Between Age 50-65

Image credit: © Andrii Yalanskyi | Dreamstime.com Nearly one-third of employees want their income protected against market losses starting at age 50, and almost all of them want market protection before the age of 65.

Those are key findings from American Century Investments’ 10 th annual survey of 1,509 retirement plan participants, released today. This year, as in some previous years, more than 500 plan sponsors were also surveyed. “As participant demand increases for a protected retirement, two-thirds of employers would rather incorporate guaranteed income into an existing investment option on the 401(k) menu such as a TDF or managed […]

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