Annuity vs. CD: Which is the Better Income Source?

Annuity vs. CD: Which is the Better Income Source?

annuity vs cd There are numerous savings options for retirees, from 401(k)s to IRAs , and even HSA s. But there are other savings vehicles worth considering. A fixed annuity provides retirees with regular payments. But a bank certificate of deposit (CD) or a CD ladder can provide similar benefits.

What is an Annuity?

An annuity is an agreement between the annuity owner and an insurance company. You contribute a set amount to the account in exchange for steady payments at a set date in the future. During the accumulation phase, the annuity owner will fund the […]

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