I am 28 years, working in a startup. My salary does not have a provident fund component, since it is not applicable to my employer. How should I plan for my retirement funds? What are the best investment products: PPF, NPS, pension plans or a life insurance policy with guaranteed income? Separately, I regularly invest in equities and mutual funds.
—Name withheld on request
For retirement, we would suggest you to invest in both PPF and NPS. Investing in PPF will give you EEE tax benefits, that is, you will get a deduction when you invest and both […]
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