Early bird gets the worm

Early bird gets the worm

Communicating with customers about their finances is key to helping them understand what they have and, just as importantly, what they can do with their money to improve their lot.

But there is a danger in communicating with customers who have little or no financial savvy, in that they could be tempted to make a decision about their financial affairs without knowing all the facts.

No matter which area of your personal finances you look at, making a snap decision based on one piece of information has a real chance of impacting in another area that you simply had not expected.For […]

A Universal Basic Income Would Do Wonders For The U.S. Economy

A Universal Basic Income Would Do Wonders For The U.S. Economy

Introducing a universal basic income (UBI) would give a huge jolt to the U.S. economy, according to a new analysis, one of the first to consider the wider effects of giving everyone in the United States a regular, unconditional cash payment to meet their everyday needs.

UBI has been winning a lot of supporters recently, notably among tech figures like Elon Musk and Mark Zuckerberg . It is often touted as a solution to technological unemployment, though there are plenty of other rationales, including a desire to streamline government and to give individuals more autonomy over how they spend their […]

Zurich: Festival’s German-Language Line-Up Unveiled

Zurich: Festival's German-Language Line-Up Unveiled

Newscom Katharina Wyss’ ‘Sarah Plays a Werewolf’ and Lisa Bruhlmann’s ‘Blue My Mind’ are among the highlights of the section, which focuses on cinema from Switzerland, Germany and Austria.

Personal drama and political debate are in focus in the selection of titles that will screen in the Focus : Switzerland, Germany, Austria section of the Zurich International Film Festival.

The section features six fiction and six documentary films, all shot in the German language, which will compete for Zurich’s Golden Eye Award and the newly launched Film Prize of the Zurich Churches. The winner of the Golden Eye honor […]

UNITED STATES: Hillary Clinton regrets not proposing Basic Income during her 2016 campaign

UNITED STATES: Hillary Clinton regrets not proposing Basic Income during her 2016 campaign

Hillary Clinton just released a new memoir, What Happened , about her 2016 campaign for US President. In the memoir, she claims to regret not embracing a type of Basic Income proposal, which she dubbed “Alaska for America”, as part of her platform.

Clinton attributes her enthusiasm about Basic Income to a book by Peter Barnes, With Liberty and Dividends for All: How to Save Our Middle Class When Jobs Don’t Pay Enough . The book, Hillary says, “explored the idea of creating a new fund that would use revenue from shared national resources to pay a dividend to […]

Let’s fix inequality now

Let's fix inequality now

Most stories about ‘health’ are actually about healthcare. Never a week goes past without headlines commenting on waiting times for treatment, access to expensive medications, staff shortages causing bed closures. It’s easy to conclude that the health of the nation is solely the business of the health service. However, in 1948 the World Health Organisation defined health as “a state of complete physical, mental and social wellbeing, not merely the absence of illness or infirmity.”

No matter how good the Scottish NHS is – and it is pretty wonderful – it is clear from the WHO definition that treating illness […]

Pensions – Articles – SPA debate may be irrelevant if AI predictions play out

Ahead of the conference Better Futures, which will debate challenges presented by an ageing society, the rise of AI and a lack of savings, Hymans Robertson has looked at the implications for the State pension if predictions about the impact AI will have on jobs and UK GDP play out. Many argue that Artificial Intelligence (AI) is set to change society and the economic landscape beyond recognition. Commenting, Calum Cooper, Partner at Hymans Robertson, said: “There are many predictions about the impact the rise of Artificial Intelligence will have in the future. While we can’t be certain about […]

Hillary Almost Proposed ‘A Universal Basic Income’ In 2016, And The Idea Is Catching Fire Among Grassroots Democrats

Hillary Almost Proposed ‘A Universal Basic Income’ In 2016, And The Idea Is Catching Fire Among Grassroots Democrats

Michael Snyder is the publisher of , The American Dream Blog and The Truth Should you get free money from the U.S. government every month simply for being alive? That may sound like a crazy idea to many of us, but the truth is that this will likely be one of the biggest political issues in the 2020 presidential election. At this point, 40 percent of all Americans already “prefer socialism to capitalism”, and the concept of a “universal basic income” is starting to catch fire among grassroots Democrats. Many liberals are convinced that the time has come to […]

A basic income grant for Namibia

Introduction

Nowadays, many people involved in the development discourse agree that the overcoming of poorness is the most important factor of development and that the growing of a state ‘s economic system entirely is non sufficient to increase the wellbeing of the hapless – frequently it has even worsen their state of affairs ( Kingsbury et al. , 2008, pp.27-28, 152 ) . However, there is no consensus on how to turn to this multidimensional job and create permanent alteration.

This essay focuses on the challenge of poorness, unemployment and income inequality in Namibia – the state with the most […]

What Alaska’s oil dividend can teach us about Universal Basic Income

What Alaska’s oil dividend can teach us about Universal Basic Income

Survey shows the no-strings-attached check makes a real difference for Alaskans

Next month, like every October, any man, woman, or child who has lived in Alaska for at least a year will receive a dividend check from the Alaska Permanent Fund of the state’s oil revenues. This “no strings attached” payment can amount to $1,000–2,000 a year per person. At around $8,000 a year for a family of four, it’s not a trivial amount.

That makes the Alaska Permanent Fund dividend a real-world example of a Universal Basic Income, or UBI — a regular, unconditional cash transfer for everyone.The opportunity […]

Election 2017: Napier candidates face off

Election 2017: Napier candidates face off

HAWKE’S BAY TODAY Election 2017: Napier candidates face off

Napier candidates Stuart Nash, Labour, (left), Karl Matthys, Democrats for Social Credit, David Elliott, National, Damon Rusden, Greens and Maryanne Marsters, Maori Party square off . Photo / Paul Taylor From getting people off the streets, charging for water bottling, to whether they’d ever taken recreational drugs – no stone was left unturned at the Hawke’s Bay Today Napier candidates debate.

About 100 people attended last night’s debate held at Napier Boys’ High School, where five of the electorate’s candidates fielded questions from Hawke’s Bay Today editor Andrew Austin.Digs were […]