Higher- and low-income people both got free monthly cash payments. This is how they spent it differently.

Higher- and low-income people both got free monthly cash payments. This is how they spent it differently.

People had different needs, from diapers to car repairs, funeral costs to surgery, and speeding tickets to professional licenses

A three-year study that looked at what happened when people were given monthly no-strings-attached $1,000 cash payments found that higher-income and low-income earners spent the money very differently, according to a new report by OpenResearch, a nonprofit founded by OpenAI CEO Sam Altman.

The study by the nonprofit OpenResearch found that overall, participants’ financial health improved during the three-year period, "driven by a combination of improvements in self-reported financial well-being, higher savings as a share of income, and greater financial resilience and […]

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