How Annuitizing Income Gives Retirees a ‘License to Spend’ (Twice as Much!)

How Annuitizing Income Gives Retirees a ‘License to Spend’ (Twice as Much!)

Image credit: © Ljupco | Dreamstime.com Retirees with assets that annuitize income spend twice as much as retirees with an equal amount of non-annuitized savings. That’s an eye-catching new finding David Blanchett and Michael Finke released this week in a new analysis by the Alliance for Lifetime Income’s Retirement Income Institute ( RII ).

In their newly released study, Guaranteed Income: A License to Spend , RII Fellows Blanchett and Finke examine how Americans are far more likely to achieve their lifestyle goals in retirement through annuitized income, overcoming the uncertainty of life expectancy and the reluctance to spend down […]

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