How to Invest 401k Funds When Guaranteed Income Sources Pays for Most of Our Expenses

How to Invest 401k Funds When Guaranteed Income Sources Pays for Most of Our Expenses

I understand the background of your question. We reached the same point in the last couple of years.

We are pretty much 60/40 investors. Before retirement we put less into stocks, and went to 50/50.

Now we’re climbing back to 60/40 by decision. Dare we go to 70/30, or further? When do we need the money? You mentioned a 2nd home. Depending on your allocation now, a serious crash could ruin your plan (or idea). Everyone seems to be drunk on good stock market returns in 2023. It is certain this year will be good, […]

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