In this series, we provide our readers with two distinct perspectives on the same topic — one from an academic, the other from a practicing financial advisor.
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QUESTION: How do you manage sequence of returns risk in retirement planning? THE ADVISOR — JOE ELSASSER, CFP, PRESIDENT, COVISUM: Essentially, sequence of returns risk is the probability that a dip in the markets may occur early in retirement. Since most retirees must take withdrawals from their savings to fund retirement, taking withdrawals through a significant […]
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