Invest some of your retirement corpus in deferred annuity products

Invest some of your retirement corpus in deferred annuity products

Retirement planning 2019 is an interesting year to discuss the topic of retirement in India. The first batches which entered post liberalisation in the early ’90s are in their late ’40s or early ’50s. They were the first to experience mass-scale consumerism, taste fruits of globalisation, and arguably, become the most financially independent generation we ever had. As this generation matures, it faces some uncomfortable questions.

One significant change that the salaried segment of this generation will see is lack of post-retirement guaranteed pension which their predecessors enjoyed. Barring the armed forces and some corporate employees who will get defined-benefit […]

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