Open this photo in gallery: marchmeena29/Getty Images/iStockphoto I wrote a column last month with the headline "RRSPs are getting a bum rap as a tax trap." It was about some research by Jamie Golombek, managing director of tax and estate planning at Canadian Imperial Bank of Commerce, showing that registered retirement savings plans are a vital savings tool that do not disadvantage most users from a tax point of view.
On the day that column was published, Mr. Golombek called me to marvel at how people he’d spoken to continued to disparage RRSPs. I replied by saying that most of […]
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