Senate Opens Door to New Options in Your 401(k)

Senate Opens Door to New Options in Your 401(k)

The government spending legislation that passed in the Senate on Thursday tucks in a series of changes that will affect people saving for retirement or those already withdrawing money from their accounts.

The legislation clears the way for employers to add annuities to their menu of options within their 401(k) retirement plans, allows workers to contribute to an individual retirement account even after the age of 70½, and would enable more part-time workers to participate in retirement plans.

“With Americans delaying retirement and increasingly working part time, these changes will allow workers to continue to save,” said Senator Ron Wyden, Democrat […]

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