When I retire I will have a government pension(I’m fully vested already) that will put me in the 22% tax bracket(2020 tax tables) and is more than double my current expenses, but is not inflation/cost of living adjusted. Also I qualify for social security, which even with a 25% haircut, will cover my current expenses. Once I retire, I should qualify for an HSA, but I don’t currently. So my retirement is pretty safe, and am not very worried about it.
Clearly I don’t spend a lot of money. I do have financial goals however. I have godchildren(so no legal […]
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