Open this photo in gallery: Long-term care insurance coverage kicks in once you’re no longer able to independently perform two or more activities of daily living, such as getting dressed, eating, or getting in or out of bed. The premium costs for the coverage depends on a number of factors including how young and healthy you are when you apply. Jennifer Jacobs, a long-term care specialist in Oakville, Ont., who has built her practice around insurance coverage for living benefits, believes we’re heading toward a "perfect storm."
The population of aging Canadians is growing. They are living longer in retirement […]
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