Retirement is often depicted as a carefree, happy time, offering the opportunity to relax, travel, enjoy family and friends, and even take up a new hobby. It should be a stress-free period after a lifetime of work.
But too often, once wage-based income streams stop and the decumulation stage starts, many retirees experience financial anxiety. Beginning to tap savings and draw down assets-particularly during bear markets or times of volatility-triggers worried questions about whether life will outlast savings. Increasingly, without an additional source of income, the answer is "yes."
It makes sense that one-third of all surveyed workers and retirees in […]
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