Tag: guaranteed income

There are so many Democrats running for president I’ve lost count.

Some are familiar, like Bernie Sanders, whose career I’ve followed for 40 years. Others are a mystery, like Marianne Williamson, the best-selling author I never heard of until now.

There hasn’t been a situation like this since 1976, when “Jimmy Who?” Carter bested 16 other Democrats to clinch the nomination and win the White House.It goes against the grain to say this, but I wish we had one more candidate — someone a little like Carter, whose straight-arrow character was an antidote to Richard Nixon’s mendacity and venality, Watergate’s travesty, […]

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Only 25 per cent of those who work in the private sector have a pension. – 123RF Stock Photo The aging of the population is about to expose another problem: Given growing life expectancy, many Nova Scotians are not financially prepared for retirement.

Most Canadians are on their own for retirements. In Canada, only 34 per cent of the workforce has employer-sponsored pensions (38 per cent in Nova Scotia). The rest of Canadians must save for retirement or depend on the Canada Pension Plan (CPP) and/or Old Age Security (OAS).

While CPP is healthy in terms of sustainability at current payouts, […]

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Only 25 per cent of those who work in the private sector have a pension. – 123RF Stock Photo The aging population is about to expose another problem: given the longevity of life expectancy, are Islanders financially prepared for retirement?

Most Canadians are on their own for retirements. In Canada, only 34 per cent of the workforce has employer-sponsored pensions (30 per cent in P.E.I.). The rest of Canadians must save for retirement or depend on the Canada Pension Plan (CPP) and/or Old Age Security (OAS). While CPP is healthy in terms of sustainability at current payouts, it’s only available […]

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Abe Fisher, field rep for Kingdom Livestock Transport, speaks about contracting for meat goats. KINZERS, Pa. — Seeing a strong demand for goat meat, a Pennsylvania livestock hauler is offering production contracts for farmers.

“There’s an opportunity to grow high quality, No. 1 kids for this market,” said Abe Fisher, field rep for Berks County-based Kingdom Livestock Transport.

Fisher spoke at a meeting for prospective contract farmers on Tuesday, June 25, at the Kinzer fire hall.While Americans as a whole don’t eat much goat, the meat is popular among people from certain ethnic groups, and is a staple of their holiday […]

Full Post at www.lancasterfarming.com

College student entering a financial aid. College student entering a financial aid.

Pamela Joe McFarlane | Getty Images

Students’ knowledge of the financial aid process is “shockingly low.”That’s the takeaway from a new study by ACT, which in April 2018 surveyed about 1,200 high school students who were registered to take the standardized test.Regardless of economic background, most families pointed to price as a very important consideration in choosing a college. Yet most students don’t understand the basic workings of financial aid, which includes grants, scholarships, work study and loans. More than 70% of students didn’t know that loans from the […]

Full Post at www.cnbc.com

Nova Scotia seniors who receive a property tax break can now be automatically considered for heating assistance help.

Seniors who receive the property tax rebate can choose to be considered for the 2019-20 heating assistance rebate program in the fall, said a news release Thursday from Service Nova Scotia/Internal Services.

Rebates of up to $200 are available in the heating assistance program.The new link between the rebate programs follows an eligibility expansion introduced last year for the property tax break. In September 2018, seniors who moved out of their home in the previous year became eligible, as long as they paid […]

Full Post at www.thechronicleherald.ca

Last spring, at the end of her school year, my daughter was preparing for a comprehensive final exam. She was nervous, and I remember reassuring her that all the work and study she had done over the course of the semester was going to pay big dividends. I emphasized that the test was simply going to be a recap of stuff she already knew. Refresh a bit, and it would be a piece of cake. She already had all the answers.

Do you?

When it comes to money, you may not have learned the answers you need during your formal education […]

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If retirement legislation currently under consideration in Congress ends up becoming law, new options for your nest egg may show up in your 401(k) plan.

The Secure Act, which passed the House in May and awaits Senate action, includes a provision that would make it easier for companies to include annuities in their retirement plans. And while people may be drawn to these guaranteed-income options, it’s important to grasp both the pros and cons before putting any money into one.

“As with any investment, It’s important to understand how it works, what it costs and how it fits into your overall […]

Full Post at www.cnbc.com

On July 4, 1776, Congress officially adopted the Declaration of Independence which boldly declared, “We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable Rights, that among these are Life, Liberty and the pursuit of Happiness. –That to secure these rights, Governments are instituted among Men, deriving their just powers from the consent of the governed…”

The only specific rights named were “life, liberty, and the pursuit of happiness.” These are “enumerated rights.” The document recognized that God is the ultimate source of human rights, “certain unalienable […]

Full Post at www.thecrier.net