Tag: guaranteed income

Universal Basic Income In U.S. Could Lead to Economic Growth

Universal Basic Income In U.S. Could Lead to Economic Growth

A team of economists from the left-leaning Roosevelt Institute conclude in a new research study that implementing a guaranteed income of $1,000 a month for all Americans would accelerate U.S. economic growth by an additional 12.56% over eight years if it were financed by increased federal debt.

If the same program were financed by increased redistributive taxes, the growth impact would be smaller, producing an additional 2.62% of GDP growth over 8 years. But the federal deficit would also, according to the model, shrink by 1.39%. In both scenarios, unemployment would also decrease.

A universal basic income, or UBI, is a […]

Universal Basic Income Could Grow the U.S. Economy by an Extra 12.5%

Universal Basic Income Could Grow the U.S. Economy by an Extra 12.5%

A team of economists from the left-leaning Roosevelt Institute conclude in a new research study that implementing a guaranteed income of $1,000 a month for all Americans would accelerate U.S. economic growth by an additional 12.56% over eight years if it were financed by increased federal debt.

If the same program were financed by increased redistributive taxes, the growth impact would be smaller, producing an additional 2.62% of GDP growth over 8 years. But the federal deficit would also, according to the model, shrink by 1.39%. In both scenarios, unemployment would also decrease.

A universal basic income, or UBI, is a […]

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The secret trick that lets you transfer part of your pension

The secret trick that lets you transfer part of your pension

Should you take the pension on offer, or trade it in? Credit: A Richard Allen The Government is being urged to consider drastic rule changes that are preventing potentially millions of savers from using the pension freedoms.

Under existing rules you can use the freedoms, which give full control over how over-55s spend their pension money, only if you have a “defined contribution” plan.

Money held in “final salary” or “defined benefit” schemes must first be transferred out to a defined contribution scheme to enjoy the same benefits, which also include generous tax treatment on death.More than 200,000 people have already […]

UK ‘pensions freedom’ retirees warned of losses in market shock

UK ‘pensions freedom’ retirees warned of losses in market shock

Retirees in Britain’s dramatically changed at-retirement market face years of losses in a market downturn due to their investment holdings, Aegon has warned.

Research by the insurance and pensions provider found that many people drawing their pensions since the UK introduced its ‘pensions freedom’ rules two years ago, were sticking with “familiar” investment strategies and well-known funds.

Using data from its own platform, the firm found little difference between investment strategies used by pensions ‘drawdown’ customers and those that had opted to continue investing for a pension.Drawdown investors have different demands on their money and shorter timeframes, meaning strategies should differ.Yet […]

The radical future has to become a radical present. Interview with Nick Srnicek

The radical future has to become a radical present. Interview with Nick Srnicek

Jakub Dymek: What’s behind the idea of a ‘radical future’ on which you and Alex Williams just wrote a book?

Nick Srnicek*: The core argument is the idea that the left has given up on the idea of the future and we have to reclaim it. With changes to the labour market, through automation, we can start building towards something like a post-work society. We have to get rid of the centrality of work to our lives. We have to build alternatives. There are four demands. One, to push for automation – let’s automate all the drudgery and […]

Universal basic income would grow the economy PERMANENTLY, claims left-leaning think tank

Universal basic income would grow the economy PERMANENTLY, claims left-leaning think tank

Giving all Americans a guaranteed salary would boost the economy permanently, a new study has found.

The study, conducted by the Roosevelt Institute, a left-leaning think tank, looks into how a universal basic income (UBI) would impact the American economy.

In such a society, each citizen is entitled to a basic income, which would come in the form of a monthly check. That check would likely not be the person’s primary income, but it would establish a basic standard of living, and provide security for those who find themselves out of work. A new study from the Roosevelt Institute has found […]

Pensions – Articles – Pension drawdown investors stick with familiar strategies

Pensions - Articles - Pension drawdown investors stick with familiar strategies

According to new figures from Aegon, drawdown investors are sticking with familiar strategies and well-known fund choices, rather than newer, more tailored drawdown solutions.The retirement income market has changed dramatically in the two years since the pension freedoms launched. Drawdown has become the most popular option for retirees, growing from 15% of retirement income sales in Q3 2013 up to nearly half (46%) by Q3 20161. But, Aegon’s research compared investment choices made by its drawdown and non-drawdown platform investors [i.e. those still saving for retirement], and found they only differed slightly, despite drawdown investors having different demands […]

Overwhelming Evidence That A Guaranteed Income Will Work | PopularResistance.Org

Overwhelming Evidence That A Guaranteed Income Will Work | PopularResistance.Org

Guaranteed Income Politics Wall Street Atheism The Wall It Was Environment Overwhelming Evidence That A Guaranteed Income Will Work | PopularResistance.Org See more The Psychological Argument for a Universal Basic Income Nixon-era proposal to give “basic income” to all people springs back to life Ontario Economics Investigations Politics News Overwhelming Evidence that a ‘Guaranteed Basic Income’ Will Work | Ontario News See more Spreads For those who say a Basic Income would lead to widespread laziness Benefits sanctions – Citizen’s Income Tech billionaires got rich off us. Now they want to feed us the crumbs Bobbie’s reaction to "Basic" […]

Transfers of old final salary pensions could be worth ‘a fortune’

There are various options for deferred pensions after the age of 55: people could take a lower pension earlier, a higher pension later, or a higher starting pension if they are willing to sacrifice some of their inflation increases.

The report found that amongst those who spoke to an adviser and were advised to transfer, the three biggest attractions were: the greater flexibility available in a DC arrangement; the historically large transfer values currently on offer; and the potential to pass on a lump sum balance on death to their heirs.

The main reasons for those advised not to transfer were: […]