Three quarters of over-55s risk a poorer retirement because they don’t know smoking and bad health can RAISE annuity payments

Three quarters of over-55s risk a poorer retirement because they don't know smoking and bad health can RAISE annuity payments

10 steps to buying the right annuity Retirees are at risk of receiving lower rates when purchasing annuities because the vast majority incorrectly believe disclosing health conditions will reduce the income they can receive.

As many as three quarters (76%) of over 55s believe that disclosing medical conditions when purchasing an annuity will decrease the rates they can get, according to Legal and General.

The firm says many see annuities in the same way as other insurance products, whereby medical conditions can negatively affect premiums, such as with travel insurance or critical illness cover.In fact, disclosing pre-existing medical conditions or lifestyle […]

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