‘Ugly times’ are pushing record annuity sales. Here’s what you need to know before you buy

‘Ugly times’ are pushing record annuity sales. Here’s what you need to know before you buy

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Consumers are funneling money into annuities as the stock market tanks and higher interest rates raise payouts for buyers.

Annuity sales in the third quarter of 2022 approached $80 billion, just edging out the $79.4 billion record set in Q2, according to estimates published by Limra, an insurance industry trade group.Consumers are on pace to buy almost $300 billion of annuities in 2022, which would handily beat the $265 billion purchased in 2008, the current annual record, said Todd Giesing, assistant vice president of Limra Annuity Research.As during the 2008 financial crisis, purchasing decisions seem […]

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