What Is a Joint and Survivor Annuity?

What Is a Joint and Survivor Annuity?

When you purchase an annuity , you’re buying an insurance contract to provide guaranteed income for yourself. You can purchase an annuity to benefit yourself but if you’re married, you could choose a joint and survivor annuity instead. Learn more about how a joint and survivor annuity works and whether one belongs in your financial plan.

Joint and Survivor Annuity Definition

In a typical annuity contract , the insurance company agrees to make payments to you on a predetermined schedule. For example, you could choose an immediate annuity , with payments beginning right away, or a deferred annuity with […]

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