Saving for retirement is one of the most important long-term financial challenges you’ll ever face. Setting aside money for use years or even decades from now requires a lot of foresight, but what makes the task a lot easier for many workers is access to workplace-sponsored retirement plans like 401(k) accounts. Those that have 401(k)s at work are generally a lot more confident about their retirement prospects than those who don’t, and the ability of 401(k)s to help you save on a tax-deferred basis while enjoying extra benefits like profit sharing or employee matches makes the retirement vehicles particularly […]
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