Guest columnist Q: Should I care what my returns are during the next few years?
A: It depends. Are you age 30 or 60? Will you need distributions soon? In general, the greatest threat to a retirement and income generating plan is during the five to seven years — before and after — retirement. Especially if the investments include equities, real estate and commodities that have varied returns over time.
When you’re approaching retirement, a large drop in investment values may cause great stress on a financial plan, especially if it includes paychecks.Average rates of return aren’t very comforting when a […]
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