The old approach to retirement planning is becoming obsolete — and that’s a good thing. Whether you work with an advisor or decide to create your plan on your own, the first step is always setting your goals. For too long, Americans have been told that retirement planning means investing into stocks and bonds, or perhaps an IRA. But this system has failed most Americans. In the 2008 market crash, investors saw billions of dollars of wealth wiped away almost overnight. For those nearing retirement, the fallout was devastating. Assets they were depending on to fund their retirement disappeared […]
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