Ben Kunes Unless your parents made some weird deal with the hospital, you were probably born kicking and crying but debt-free.
You would have remained that way in a perfect universe, spending most of your life as solvent as possible. Then you would skip blissfully into retirement without being shackled to a boatload of debt. You’d have a million in your 401(k), maxed-out life insurance policies, and guaranteed Income from annuities.
However, the reality is different for most pre-retirees and retirees. Life has its’ own plans, and sometimes it goes off the rails. Even the best-planned people can end up underwater, […]
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