The Impact of Lower Cost Products and Services in 401k Plans

The Impact of Lower Cost Products and Services in 401k Plans

Image credit: © Wrightstudio | Dreamstime.com There has been a recent upsurge in interest around extending the capabilities of defined contribution plans to better prepare plan participants for a secure and healthy retirement.

Traditionally, such plans were viewed as accumulation vehicles, with funds often rolling over to retail investment vehicles at retirement or employment separation. This model is now being reconsidered as it becomes clear that America’s retirement readiness could be substantially enhanced. Michelle Richter It’s potentially achieved by leveraging the combination of the 401k’s purchasing power relative to that of the retail consumer in this cost-conscious environment, combined with […]

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