Social Security provides the cornerstone of most Americans’ retirement plans, with over half of eligible retirees relying on it for more than half their income. Your benefits depend on two primary factors: your annual lifetime earnings and the age at which you begin collecting. You can start collecting as young as age 62, and despite the fact that starting that young results in the lowest monthly check you can receive, it’s by far the most common age to begin .
If you wait until your full retirement age, your benefits are larger and you get more flexibility in your ability […]
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